Innovative Lending Solutions
That Make Refinancing Easy
If you're looking to refinance your mortgage, you have many personalized mortgage options to choose from. FHA, Conventional, VA, HARP, and USDA loans are all available for homeowners who want to refinance. There are also options available if you want to cash out some of your equity to make your life a little easier. Talk to one of our Personal Mortgage Advisors for a free mortgage consultation to learn more.
Which Refinance Loan is Right for You?
Conventional Refinance Loan
Refinance with a conventional loan that is privately insured by Fannie Mae and Freddie Mac. This is the most popular mortgage loan type.Learn More
FHA Refinance Loan
Refinance with an FHA loan, which is federally insured. Get equity cash with an FHA cash out refinance or just lower your rate with an FHA Streamline Refinance.Learn More
VA Refinance Loan
The Department of Veterans Affairs offers a home loan program just for vets and eligible family members. Reduce your rate with an Interest Rate Reduction Refinance Loan (IRRRL) or get cash from your equity.Learn More
ARM vs. Fixed Refinance Loans
Adjustable Rate Mortgages offer homeowners a very low interest rate for a fixed period followed by interest rates that adjust annually for the remainder of the loan. Fixed rate loans have an interest rate that always stays the same.Learn More
USDA Refinance Loan
USDA loans are a special type of loan that can be used to refinance or purchase a home in certain eligible rural areas in the U.S.Learn More
HARP Refinance Loan
If you currently owe more on your mortgage than your home is worth, a HARP refinance loan may be able to help you.Learn More
As a result of refinancing, your total finance charges may be greater over the life of the loan. Ask your NLC Loans Personal Mortgage Advisor for more details.