What Are the Different
Types of Mortgage Loans?

Many types of home loans.
All Unique as You Are.

FHA vs. conventional. ARM vs. fixed rate. VA loan or USDA loan. With so many personalized mortgage loans available, you might feel confused or overwhelmed when making your choice. You don't need to feel that way at NLC Loans. Our Personal Mortgage Advisors make sure our clients get the types of mortgage loans to best suit their unique needs. Our innovative lending solutions are the answers' you've been looking for.

Which Mortgage is Right For You?

Conventional Loan

A conventional loan refers to a loan that is not insured by the federal government but adheres to guidelines set by Fannie Mae and Freddie Mac.

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FHA Loan

Popular with first-time homebuyers, Federal Housing Administration loans were created to help stimulate the housing market by making loans more affordable and accessible to you.

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VA Loan

The Department of Veterans Affairs loan is designed to offer long-term financing to eligible veterans and active military. As a direct lender, NLC Loans can offer the best interest rates available.

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If you own a home worth less than the mortgage, NLC Loans can help you refinance your home through a Home Affordable Refinance Program loan.

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ARM Loan

With Adjustable Rate Mortgages, the interest rate is generally fixed for a specific amount of time, then is reset periodically based on specific benchmarks.

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A USDA Rural Development Guaranteed Housing Loan Program is a mortgage loan offered by the US Department of Agriculture to owners of rural properties.

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Manufactured Home Loan

We offer a variety of manufactured home loan options whether you are buying or refinancing a manufactured house.

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