• What Home
    Should Feel Like

    NLC Loans is on a mission to change lives, one mortgage at a time.

    Purchase Refinance
  • You Served Our Country.
    Now Let Us Serve You.

    Our VA home loans can help military families buy a home.

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  • Because Peace Of Mind
    Is Priceless.

    NLC Loans’ exclusive 5 Year Rate Guarantee protects every home loan.

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  • Manufactured Home?
    We Can Handle It.

    Purchase or refinance: We say yes when other lenders say no.

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Home loans as unique as you are

Millions of Americans dream of owning a home - either for space, establishment of a family or personal growth. Most home buyers can't afford a home out of pocket. It's important to secure a mortgage loan from a mortgage lending company that fits your needs, is affordable and doesn't have any hidden loopholes. Choosing the right mortgage loaning company is vital. Mortgage loans shouldn’t be one size fits all. We offer innovative lending solutions that fit your life and support your financial goals. At NLC Loans, our goal is to provide you with more than just a mortgage: We want to guide you towards financial freedom and the life you deserve to live. That’s what home should feel like.

Free Mortgage Evaluation

Not sure what loan option is right for you? Let one of our personal mortgage advisors help simplify the process. Free.

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Calculate Your Savings

Our free, easy-to-use calculators are at your service. Plug in the numbers and we'll deliver instant results.

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Apply Online Now

Already know you want a personalized mortgage that will suit you as an individual? In just a few minutes, you'll be on your way.

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Focus On What Matters Most: Your Family.

  • They were able to get me a HARP loan. I was upside down and I didn't have to have any appraisal with HARP. I closed within 30 days and everything went smoothly. I even got 2 months off my mortgage payment.

    Louis, Virginia Beach, VA

  • NLC bent over backwards to accommodate us even when my wife had to quit her job (within one week of closing) to take care of her mother. They quickly 'e-qualified' us within a few days, and we were still able to refinance at the same historically low APR. We even kept the same closing date.

    Mark B., TX

  • My wife and I recently refinanced our house. NLC helped us when no other mortgager would. I would recommend anyone to work with NLC. The process was smooth and the closing was quick and efficient.

    R. Murphy, North Ridgeville, OH

  • I would highly recommend Nations Lending to friends and family. They were very thorough, knowledgeable, and efficient in every aspect of our refinance process from start to finish. The process was painless.

    B. Erwyn, Schaumburg, IL

Rates still at historical lows. Find out how low you can go!