If you own or are looking to purchase a manufactured home, you are likely looking for a good manufactured home lender. And if you’ve searched online for manufactured home lenders, you might be surprised at the number of companies that won’t help.When you do find a company, such as NLC Loans, that offers loan programs for manufactured home purchase or refinancing, remember to use the following tips to choose a good manufactured home lender.
A Proven History of Completed Manufactured Home Loans
If a mortgage company has a reputation as a good manufactured home lender, they will have a demonstrated history of many successfully closed manufactured home loans. The longer their history of processing manufactured home loans, the better. Manufactured home loans can be tricky to process in some cases, so it’s important that they are well-versed in the process of executing loans for manufactured homes.
They Are Up Front and Transparent
Only reputable manufactured home lenders will be completely open and transparent about financial requirements, terms, credit, and available loan options. In addition, you’ll never get the feeling that they’re trying to hide something or that they are too busy to address your needs and concerns. For the times when your loan officer isn’t available, a good manufactured home lender will have someone available to answer your questions quickly. The lender should have a team of professionals that make sure their customers are always taken care of and in-the-know about the loan process.
NLC Loans has a customer solutions team that serves just this purpose. Those who are looking for a manufactured home lender will get the peace of mind of knowing that the customer solutions team has their back when their Personal Mortgage Advisor is unavailable.
You Are Comfortable with Them.
It is important that you not only feel comfortable with your loan officer when searching for a manufactured home lender, but also with the company as a whole. You should feel a sense of trust and feel that the staff is knowledgeable about the manufactured home loan process. Conversations should flow easily and in a friendly way, but the loan officer should always keep a professional demeanor.
They Have a Good BBB Record.
A good profile with the Better Business Bureau is a positive indicator of a good manufactured home lender. Remember that most large companies will have an unhappy customer or two, but the important part is that the complaints of those handfull of customers were addressed and resolved appropriately. Commitment to customers is demonstrated when companies alleviate the complaints of those who aren’t satisfied and then utilize those experiences to make their processes better for customers in the future.
NLC Loans Offers Manufactured Home Loans
NLC Loans has been in business since 2003, so they not only offer manufactured home loans–they have a lot of experience with them as well.
Our Personal Mortgage Advisors stand by their customers and commit to helping them financially and remaining transparent throughout the loan process. They are committed to their customers no matter what kind of house they want to finance or refinance. Our PMAs have their customers’ best interests in mind and will go above and beyond to make sure each customer has a satisfactory experience with us.
For a free, no-strings attached manufactured home loan consultation, call one of our professional, licensed Personal Mortgage Advisors toll-free at 877-480-8050 or submit a pre-qualification form today.