Our Mortgage Advisors
Are Specialists in Home Finance.

Joe Wilgus, NLC Loans Loan Officer

Joseph Wilgus

Personal Mortgage Advisor

NMLS #: 1374235


4 Summit Park Drive

Suite 200

Independence, OH 44131

Direct: (216) 503-0743

Corporate: 877-480-8050

Email: joseph.wilgus@nlcloans.com

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 What do you enjoy most about your line of work?

Ever since I was a little kid, I have wanted to change the world for the better and impact as many people in  positive ways as I could. So I served my country and am now helping people all over make one of the biggest financial decisions of their lives. I know that one of the biggest stresses in a relationship is finances, so if I can alleviate just that one stress and make a small positive impact in a person’s/family’s life, it is all worth it to me.


What is your favorite part about working for NLC Loans?

The people I work with.  There are so many intelligent people that I work with here who bend over backwards to help you succeed. I like the fact that what this company was founded on represents my morals.  The people that I work with here are not in this for themselves– they are in it to help others.  I see it every day.


What are some of your personal attributes that you feel make you a good loan officer?

My personality. I’m honest, caring, hard working, compassionate, understanding, and a good listener.   


How do you build relationships with your customers?

It happens naturally.  I was always brought up with the saying, “your word is your bond and what you say is what you should do.”  You can call it old fashioned, but I truly believe in honesty, integrity, and commitment.


Some fun facts about me:

I love Chipotle and quoting movies. I’m a man of faith and am close with my man JC upstairs. I served in the U.S. Marine Corps and am a fan of all Cleveland sports teams (lucky me, right?) and soccer.